
You Shouldn't Have to
Guess at Medicare
Medicare has a way of making confident people second-guess themselves. Most people simply want to know they made a sound decision and that someone is looking out for them.
This Is the Perfect Site for You If:
- You're turning 65 and enrolling in Medicare for the first time
- Retiring after 65 and coordinating coverage
- Already enrolled but wondering if your plan still makes sense
- Helping a parent or spouse make important decisions
Having someone walk through it with you, step by step, clears a path and helps you decide what coverage actually makes sense for your specific circumstances.

How We Help
We begin with education and discovery. Before we talk about specific plans, we make sure you understand how basic Medicare works, what each part covers, how Medicare Supplements differ from Medicare Advantage plans, and why prescription drug coverage should be reviewed each year, plus what enrollment timelines mean for you personally.
Once that foundation is in place, we talk about your life. Your doctors, prescriptions, travel habits, and budget all matter. Coverage decisions should reflect how you actually live, not just what looks good on paper.
Then we review the options available in Kansas and explain the tradeoffs in plain terms. You make the decision and we make sure you understand it to avoid big surprises down the road.
Our relationship does not end after enrollment. Plans change, prescriptions change, and life changes. When questions come up, you can reach out.
No Fluff. No Pressure.
Just Real Answers.
Souders & Associates serves Medicare beneficiaries across Kansas who want clear explanations, steady guidance, and someone they can call when questions come up.

Meet Holly Ryherd
Holly Ryherd is a third-generation Medicare agent serving families throughout Kansas. Before entering the insurance field, she worked as a public school teacher. Teaching shaped the way she approaches this work — people deserve to understand what they are choosing, not just be told what to select.
She gives honest information, offers professional advice when it is needed, and respects the fact that the final decision belongs to you.
Many clients stay year after year because they value having someone steady who knows their history and answers when they call. This isn't a one-time conversation — it's an ongoing relationship built on trust.
Learn More About HollyWhere to Start
If you are new to Medicare, start with the basics and build from there. Everything on this site is here to help you understand your choices at your own pace.
Ready to Get Started?
But when you are ready for a conversation, reach out. I'm always here to help!